Recently, I’ve seen several discussions on social media about managing cash flows for freelancers. Here’s what I know: Managing your cash flow is key to success in the long run. Cash flow is different from income – and ultimately more important. Cash flow is tricky to calculate and forecast, as any first-year accounting student or associate analyst… [Read More]
Blog
Category: Financial Advice
Learning to cook is a frugal investment
I like to cook, but I hate cooking dinner every night. Some days, I am simply too brain dead to think up a delicious and nutritious meal that the whole family will love, to pull from every woman’s magazine ever. Learning to cook is a frugal investment, and everyone should do it. And we need… [Read More]
Should You Get a Business Credit Card or a Small Business Loan?
Businesses need money to operate. If operations don’t generate enough money at the right time, entrepreneurs can turn to outside financing. The main types of short-term financing for small business are the small business credit card and the small business line of credit. They are different financial products serving different needs. Do you need to… [Read More]
Money and emotion are frenemies
Finance assumes that people are rational. The problem is, they are not. Money and emotion are tied together, and not always in good ways. Money and emotion are frenemies. That’s the fundamental issue in financial planning. Very few people view money as a tool. So then, what is it? Is it security? Freedom? A game?… [Read More]
Retirement planning for the new grad
You did it. You landed the job. Exciting, huh? Along with the new responsibilities, business cards, and paychecks come a ton of files about all of the different benefits available to you. It’s time to start retirement planning. It’s daunting, isn’t it? As a recent graduate and new employee, you have several different retirement plans… [Read More]