
Blog
Paying for college: free and low-cost SAT and ACT prep
College starts costing families money long before the acceptance letter arrives. SAT and ACT scores influence not only admission, but also financial aid: higher scores help students qualify for more types of financial aid. It is possible to spend a lot of money on test prep, but it is not necessary. There are a lot… [Read More]
Absorption is an issue in finance as well as in feminine products.
One of the more interesting issues in financial management is that of absorption: how easily can an individual, organization, or nation handle an influx of cash? I’m involved with an organization called Impact 100 Chicago,. The members contribute $1000 each and then ask local organizations to apply for grants. The grant applications are reviewed, with the… [Read More]
UN Principles on Responsible Investment and the Resurgence of SRI

One of the ongoing challenges with social investing is figuring out how to define it. The current standard is the United Nations Principles on Responsible Investment, or UN PRI. Many investment firms sign off on it to help meet a standard, but it’s still based on how narrowly each firm defines environmental, social, and governance… [Read More]
The One-Page Financial Plan is a great book.
Carl Richards’ book The One-Page Financial Plan: A Simple Way to Be Smart About Your Money came out at the end of March. I finally finished reading it, and it is great. Why? Because it is so darn simple! For most people, financial planning is a simple matter that starts with spending less money than… [Read More]