You did it. You landed the job. Exciting, huh? Along with the new responsibilities, business cards, and paychecks come a ton of files about all of the different benefits available to you. It’s time to start retirement planning. It’s daunting, isn’t it? As a recent graduate and new employee, you have several different retirement plans… [Read More]
Blog
Paying for College: College pricing is like shopping at Kohl’s.
I recently had an insight about college pricing: it’s like shopping at Kohl’s. No one pays the list price, but you won’t know what you will actually pay until it’s checkout and all the special discounts and friends and cardholder bonuses and Kohl’s Cash are applied. A scholarship tied to a GPA is like Kohl’s… [Read More]
Overspending and the holidays
One of the fascinating aspects of human societies is how people are driven to create holidays that involve mandatory transfers of wealth. We’re heading into the insanity of the many year-end holidays celebrated by different groups in the United States. One of the financial questions raised by this is, how big a problem is overspending… [Read More]
Save up and be happier when you spend
Saving up for things is terribly old-fashioned. Yet, like many old-fashioned things, it’s good for you. When people pay upfront for the things they want, they enjoy them more. In part that’s because people are more careful about what they buy when they pay cash. They buy things they really want rather than things that seem… [Read More]
Listen to my appearance on the Benzinga pre-market show last week
Last week, I appeared on the Benzinga pre-market show. It’s a service for day traders that gives them some thoughts and information for the day. I talked, naturally, about Day Trading For Dummies as well as the euro, retail stocks, and my upcoming options trading book.