Rencently, someone asked me for thoughts about getting started in investing. That’s such a huge topic! So big! But, hey, I’m going to try. You may have been thinking about investing and need a place to start. After all, it can get you a better return than a savings account, which helps you reach your… [Read More]
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Tag: mutual funds
The strange mechanics of saving money
Your New Year’s resolution may be to save money, but how to get the money you saved at the grocery store out of your wallet and into a savings plan? It’s a strangely mechanical problem, isn’t it? If you’re having trouble getting hold of the money you are saving, start by keeping track of what you spend. You can… [Read More]
Some notes on target-date funds
Target-date funds have become a popular way to save for retirement because they are such a simple idea that they qualify as a default investment for employer retirement plans such as 401(k)s. They have advantages, but they also have risk. The big risk is that your risk and return profile is not the same as… [Read More]