Illinois is mired in pension debts. Most states have them, but we have them worse. Accountants look at three main numbers when they calculate pension obligations: the number of years that people will be receiving a pension; the size of the pension payments; and the investment returns. Part of the problem is that people are… [Read More]
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Tag: Dave Ramsey
Money Smart Week: Making budgets
I often hear people say that budgets don’t work, just as diets don’t work. But, speaking as a middle-aged white lady, everything we have been told about diets is a lie. With a budget, you don’t have your metabolism working against you. Because my income is highly variable, I need a system to make sure… [Read More]
